I moved to Texas for a while, opened an account with BOA and signed up for the leave the change program. After one year and a halfmy family and Idecided to move back to Wisconsin, since in WI there's no BOA we decided to close the account when my husband and I went to the branch they didnt explain to me nothing other than thank you. When my husband and I came back to wisconsin we opened and account with Chase.
I started working in a temp job until I found a job on my career wich is as a mortgage loan officer. Six months later I found a job and the bank runs a chexsystems report and finds out that bank of america reported me as owing them $1070.00 on overdraft fees!
I called BOA they said that American General which is a company that I owe a loan which I have NEVER PAID them late. That american general "tries" everymonth to withdraw money from the account and because the account doesn't have any money obviously because the account should be closed they charge me $35/month overdraft fees and $35/month for NSF fees!!!
When I called American general they said they have no authorizations from me to withdraw money from BOA that I have being making my payments on time and they can't stop something that they are not doing... However they are also charging me $75/month for NSF's!!!
My life has being misserable, because no one does anything and the months are passing by and no one seems to care orstop this fees! I don't know what to do, Bank of america says that I have to pay them... I have to fix this problem because my job is contingent on clearing the chexsystems report...
Bank of America has being a real nightmare has ruined my credit report, my job situation is a nightmare because if I loose my job I will not have enough money to pay my rent.
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