Well I, like others with bad credit, got caught into the great offer in the mail with a limit of $8,500.00 for a catalog card. I called up and went through the whole process with them wanting to take out a one time fee of $199.00 and then a few months later they are going to take out $99.00 for this and $99.00 for that out of my checking account, although they didn't say that then. They told me that it would be put on my merchant card then they would debit my checking account accordingly.
Then I received the cards in the mail "no catalog" of course and what look like a contract with a bunch of disclaimers at least 6 pages long, so reading them I found that I would get the other charges including my one-time fee directly taken out of my account, at the certain dates. Needless to say I tried to call an 800# which I will give shortly, that was bogus, I called the # on the back of my card and sfter being on hold they told me that was the wrong # to cancel with they gave me another 800# to call, guess what bogus, so I called back to the original # and fought with the rep for about an 1/2 hour to cancel and finally I did.
If anybody sees this prior to saying yes to them please don't stay away it's almost easier to close your bank account then it is to cancel your account with them.
As for the 800#'s that I went through:
1-800-642-1760 good # have to stay on hold for a long time and deal with the reps, if you cancel get confirmation# from them, Cover Your rear.
1-800-227-7056 no good
1-800-717-1278 no good
1-800-760-4045 wrong department that's for CCS?
I hope that any of this info. Here will help people out there not to get involved with them.
P.S. I still have until friday to see if they will charge my checking account or not! If they do I will be back!
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