I received a 5,000 dollar credit offer in the mail for a major credit card (I get them everyday so why would this one be any different). It advised that there would be no credit check and all I needed to do was sign the application and send in a 45 dollar processing fee. It appeared to have the same premise as other credit offers and since I am trying to repair and build back up my credit I thought it would be great. About a month later I received a catalog with a card inside, it was not a major credit card but some type of catalog card with cheap crappy merchandise inside. I then thought well its not what I wanted but maybe I'll look online and see what it's about.
For approximately two weeks at different times I tried to get onto their website and was unsucessful, I just thought maybe the site was down. Finally I got fed up and in the original document they stated if you were unsatisied with the program contact them and they will refund your money. I then tried to contact them on the phone and got no answer, so I immediately started doing some research online and found that 20 days after I had sent my application the company was shut down by the court system while it is being investigated. I then went to my bank and notified them. They advised that they would try to get my money back, but can not promise anything. Personally I am tired of living an honest life and getting ripped off by people who want something for nothing.
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