I used Ned Johnson as he was referred by a friend who indicated that he was a great person:- (. Ned Johnson told me he was in the industry of repairing credit for over 15 years. During college I had some credit cards that were late and there were inaccurate information on my credit report. Dealing with the collection agencies and credit bureau takes a lot of time and I was in the process of purchasing a house. Ned told me that because he was experienced with these types of situation he could get the issues corrected in 60-90 days.in addition he advised me to sign up for a shopping club that extended credit lines to consumers and reported it on their credit once they made a purchase. He said this would also help my credit score. To start I paid him a set-up fee of $299.99 and the monthly fees from there was $49.99.
After paying him my fee he contacted me and told me that he had mailed out the letters and I should received responses I never received any responses and when I contacted the credit bureaus they had nothing on file that a dispute was filed.in addition at the same time I had to pay to join the shoppers club $199.00 which you guess it never reported anything on my credit. Ned even had the nerve to draft a fee from my account. When I asked about not sending the letters he offered to give me a refund, the money was never refunded and I never received anything from him or the so called shoppers club. I have tons of e-mail from him and his so called company I am now in process of taking him to court if you or anyone else is thinking about doing business run and never look back he is a thief he will take your money and do nothing. I tried to get my money back from PayPal and they said that he had closed his account and there was nothing they can do and because I waited 60 days to get a response from the credit bureau the bank was unable to help me as well.
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