I have a Carnival FunPoints (reward) Mastercard. FunPoints can only be redeemed for statement credit or to purchase on-board credit/products from Carnival Cruise Lines. I called Funpoints (Barclays) before I booked my cruise and asked questions about the process. I was told book any cruise, then to apply for the statement credit after the cruise was booked. I checked Barclays' FunPoints calculator as I had over 95,000 points at the time and this converted to $1,590 in statement credit using their calculator (see http://www.mycarnivalmastercard.com/). Though the guy spoke limited English, I was advised to book a cruise that exceeded that amount to maximize my reward. Two days later, I booked a $2,119.
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