It's amazing that TD Banks policy is to post the largest amounts to your account first. The reason they do this is so when your deposit brings your account into the POSITIVE they can take out that large chunk of OVERDRAFT FEEs and put you back in the negative and then charge you for the six tiny withdraws after that (which average 3-6 dollars). It's a total scam that lets them make money on a $2 cup of coffee.in 2 days I deposited $750 out of which they took $385 for overdraft fees... And they wonder why people can't make it today!
Why don't they charge a % of what they cover for you instead of a flat fee??? Why because they'd make no money that way... The customer service rep I spoke with assured me that the BANK is not making any money with overdfaft fees. HAHA What a laugher... I told her that I knew she worked at the bank so she had to be "PRO-BANK" I beleive that there is a special place that BANK big wigs will go to EVENTUALLY.
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