Around this time last year i opened a bank account with 1st inconvience bank i had just got my first disability check wich was about 9000 dollars the bank said that they couldnt release that much money so i would have to leave sum in the bank (cause i wasnt gonna leave but $50 in there) but they said they could give me $4000 and put the rest in my account. Well they gave me 2 temporary cards cause it was a joint account with me and my wife. So we went shopping and paying all our back and past due bills. So after all the sliding and buying i went to check my account and the bank teller said i had $7000 dollars in the bank and i told the bank teller that that didnt sound right so she called over the branch manager and he look at the computer and said and i qoute "yea thats right sir everything seems to be ok" i said "why is it extra money in my account" he said the person on the joint account must of made another deposit or u got another check from social security so i was like ok good so i went shoppin for sum other things and that tuesday i checked my account and it was negative over $3000 dollars so i called the bank to see what happend and they said u overdrafted your account by $3000 dollars how are you gonna pay this back and i said i dont know cause i wasnt aware tha i was overdrafting my account in the first place so they had a guy named dennis cox call me and say well we have pictures of u taking money out of that account knowing it wasnt in there so im about to contact the arlington police department and i told him that wasnt necessary can we work out a payment plan or something cause i am no thief and i wasnt aware that the money was not mine so my phone gets cut off and a year goes and i got 1 letter from the bank saying my account was sent to collections this was in 09 around the beginning of this year i get a knock on my door from the police saying that i have a warrant for my arrest mind you i have never been so much as fingerprinted since kindergarten and i am 28 years old i ask for what they say theft of 1500 or more saying it was filed by first convenience bank so i got a lawyer $1500 they set my bond at $10000 i had to beg borrow and pawn stuff for 1000 dollars of the bail money after that i called 1st convenience bank and ask them why they filed a criminal suite on me and they said they didnt the charged it off and sent it to collections they also said that they do not get the authorities involved with debt situations no matter the cost bu yet here we are. I called the collections department and they said they had it on file there and wanted me to set up a payment plan with them they said they didnt file it it turns out dennis cox filed a criminal suit on me like i ran in the bank with a damn ski mask on i got a wife two kids and i am barely making ends meet i have to go to court may 7th not knowing anything somebody please help me.
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