Ok first let me preface this by saying I lost my job. Then due to the economy I had to let the car be reposessed.'
Chrylser sold the car for pennies on the dollar and I was upside down for 12K, they sold the account to NCB.
Now enter NCB. This fellow Hamid K. Young and I had all of 4 phone conversations. Each time I was called worthless and cussed out. I got to where I refused to even deal with this person. Enter stage right his boss Mr Robert Gianotti. Mr Robert Gianotti at least new how to hold a conversation without trying to make you feel like some sort of sub human trash like Mr Young did. We made arrangements to take a couple of my credit cards to pay these folks at 60% of what I owed.
The promises were as followed. (1) Chrysler Financial would remove the negative information from my credit report. (2) I would recieve a zero balance leter in the mail. (3) They would stop harrasing me.
The harrasing phone calls did stop, that was a good thing. However they have not lived up to their part as I did not recieve a zero balance letter and Chysler still has not and refuses to remove the negative remark from my credit report. I have Items one 1 through 3 in writing from several leters from Mr. Young.
So just so everybody knows that just because these credit agencies tell you something does not make it so.
There should be a law when folks call you on the phone and cuss you out that you can take them to court over that. I would bet they dont have the so called tapes of the recorded conversation.
I am wondering If now I can find an autorney and sew them for breach of contract.
0 comments