They will not stop calling. HSBC Best Buy had an account that was incorrect, and they could not prove it was mine. In fact, every time I called customer service in India, they informed me they could not give me any information on the account because my date of birth did not match. Wow, really? Then they passed it to a collection agency, First Source Advantage. I sent them a dispute letter. They did nothing. They told me there was nothing they could do because they were getting ready to sell the debt.
It is now in the hands of CPC, and they are really incompetent. The person on the phone who keeps calling (sometimes three times in less than five minutes) identified himself as John B. I tried to explain the situation to him, and he told me I was lying and owed this debt. He then proceeded to tell me the law in Maryland, which was totally incorrect. I asked if he was an attorney, and he told me, "No, you still owe the debt." How do you even have a conversation with someone like that?
Does anyone know if it is possible to sue all these companies that keep selling this off and not removing it from my credit? I disputed my credit report with all three, and one of them removed it. Two did not.
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