Usacomplaints.com » Business & Finance » Complaint / Review: Bank of America - Altering transaction dates to create overdrafts. #546379

Complaint / Review
Bank of America
Altering transaction dates to create overdrafts

8 weeks proceed Lender of America required $270 in facility costs after I was displaying an optimistic stability. After I named them with this they reluctantly returned the costs and educated me that 2 additional were inbound that day which a boss needed to intercept. Last month after I was struck with three more costs I had beennot as fortunate. I had been overdrawn by $15 and transferred the cash 24 hours later. But I had been too late. Since the deposit was created on the Sunday it did not count. Our acquisitions were created on the Thursday and Friday. 3 of these within the community around $20 along with a 4th for approximately $60.By maintaining deals within the "pending" purgatory they are able to clear the by any means they pick. The $60 deal was removed first (though it was the final) so the additional three would not obvious plus they got 3 facility costs in the place of one.

I instructed Customer Support to get rid of the Facility Protection from my bill. When there isnot enough profit my consideration after I applied my bank card then simply decrease the deal. Issues were good till of a week after Holiday. The things they did (and therefore are still performing) is this type of complicated mess that I've no idea just how to form it out. On three distinct times I moved cash from my savings to examining to protect acquisitions I had been likely to create. 2 or 3 times after I created the Next move all 3 vanished and were changed by anything called a "Misc. Modification" with that eveningis time, efficiently removing the resources I set there to ensure that my acquisitions hadnot been coated and charging me a lot of facility fees. The strangest thing however is the fact that daily, dealings could be changed in the evening before and charging me much more in facility charges.

Up to now they're displaying that I'm over $1500 overdrawn using the lion's share of the being their facility charges. The way in which anything continues to be changed within their documents does not actually come near to the accurate times, also it appears to alter daily! I also provide a deposit of $250 that is totally disappeared. And you also what? I actually donot understand what to complete about that.


Offender: Bank of America

Country: USA   State: California

Category: Business & Finance

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