Complaint / Review
Smart Modification, LLC
Smartmodification.com Takes Your Money, Doesn't render services, Doesn't Refund

I spoke with the Colorado Division of Real Estate, a division of Colorados DORA.
In discussion with DORA I learned the following.

It is illegal to ask for money upfront for a loan modification in the state of Colorado. I paid a total of $2499, which Smart Modification LLC guaranteed a refund of. My neighbor also paid the same and was guaranteed refund. Smart Modification is now unreachable when I am asking for my refund. Smart Modification has also been unreachable for my neighbor. It is illegal in the state of Colorado without a Mortgage Broker License to provide or represent loan modification services. Smart Modification LLC in accordance to DORA, by sending my file to Nationwide Home Relief, was not in compliance.

Nobody I worked with at Smart Modification has met the current state requirements to hold an active mortgage broker license.