I was told my interest was 28.24% because my account was in default. The several Customer service people I talked to refused to change it despite the fact that I had paid $4,283.62 on this card in April and had been on time for the last four or five months. Further despite the fact that my account was in defualt I was allowed to charge it over four thousand dollars over limit and then paid this amount off in thirty days.
I was told my account was in default because I made a payment over 60 days late over a year ago.
I also talked to a supervisor a Richard Becker who said it is because of "Your payment history sir" and was as equally inflexible.
In short don't do business with citi card!!!
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