After 11 years of paying premiums for my home owner's hazard insurance I was cancelled because we had 4 storm damage claims over the past 9 years. The claims ranged from $222.00, $258.00, $1,600.00 to $10,000 for a new roof damaged from a hail storm.
February we had a fire, the total claim was $22,000.00, and we were dropped with less then a 30 day notice. None of the claims were negligent and were all an act of God; we had no direct control over any of it.
We are now forced to look for other policies as a newly classified high risk home owner. Why do we pay for insurance? The message State Farm is sending is give us your money but do not file a claim or we will cancel your policies, well this has cost them all of my business.
Warning! Do not patron State Farm Insurance and turn in claims, they will cost you a large amount of money in the long run. What a rip off and what shoddy business practices.
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