The Transforming Debt into Wealth Program is a scam. Please go to Google or Metacrawler and enter "John Cummuta." Read the numerous reviews very carefully and then ask yourself if you want to buy his "TDIWS" program.
They hook you by advertising on the radio that they will send you a CD for free. Then you have to pay $6.95 for shipping and you have 30 days to check this out. They then charge your credit card (5) payments of $80.00 per month for the course if you do not cancel.
They send you a whole box full of CD's, a "Trend Tracker", "Debt Free Software", "Debt-Elimination and Wealth Building Solutions" CD's (a lot of them), manuals, etc...
They do not disclose this to you that they are going to dump all this on you as it goes from them offering a "FREE CD" to this.
I called up to speak with Customer Service and was treated awful by a real smart a* agent named Kieth (Employee # 29111). When you attempt to get a Return Authorization Number, he forces you to listen to your recorded conversation with the person you ordered from and to take up 10 minutes of your time. Extremely arrogant aditude.
Do yourself a big favor, don't fall for this scam and warn anyone you know to stay away from this and the terrible customer service.
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