On 6-29-09 I contacted FIA Card Services because I wanted to settle my debt with Bank of America because I had fallen behind on payments. They agreed to $2,205 in which they wanted $145 that day since I would not be able to pay the balance of $2,100 until approximately 7-15-09. I gave them permission to debit the $145 that day, which they did.
I just called them today 7-16-09 to pay the $2,100 and they said that the offer is no longer good because the paperwork was never done by the person who accepted the original offer and if there really was an offer there would have been an exact date, which is not true since they knew I would not have the money until 7-15-09 or a week after.
Now they want me to pay $3,430 to settle this debt. The offer was made on 6-29-09 and today is 7-16-09.
I don't have the money to pay the $3,430 because I borrowed every dime I could to pay the $2,100.
I have filed a report with the Federal Trade Commission and I will also be contacting consumer protection in my state to file a complaint. I will also be writing a letter to Kenneth Lewis who is the President of Bank of America.
Tammy
Erie, Pennsylvania
U.S.A.
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