Just recently for fathers day, my wife and I decided to spend a little money and do some irregular spending we made a lot of small charges knowing that we had enough money in our account with the exception of two somewhat larger charges at the end of the weekend. On the last charge I went over what i had in my account, and thought well... It will only be 35 dollars. Wrong, what the banks can do with out letting you know is finagle your account so that the large transaction is done first and then all the small charges get over draft fees. I'm not talking about just credit card charges, even debit.
So If its Friday and you have 100 dollars in your account and you make ten 10 dollar charges on your debit, your fine. But then sunday you make one 100 dollar charge on your debit thinking it will only be a 35 dollar fee. YOUR WRONG they will reverse it going from highest to lowest making sure you get ten over draft fees which equals 350 dollars in over draft. Which is what they did to me. How? Well they have a brochure called IMPORTANT LEGAL INFORMATION, DISCLOSURES, AND TERMS YOU NEED TO KNOW. You can find it if you look hard enough through it.
I want to do something about this, lets do a class action lawsuit.
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