On December 1 I was terminated from my job at Kerotest Manufacturing in Mansura, La. At which time I informed My supervisor of an injury I had sustained and not acted on because of the work load that would have challenged the companys position for experienced personnel in my area of responsibility.
In the previous year I had applied for and obtained approval from Bank of America for Credit Protection Plus on my Credit Card. My last payment to Bank Of America was 12/26 for $310.00 bringing my balance owed down to $2558.63.
I applied for credit protection under the terms listed in their terms of use in Fleet Bank (R) Protector Plus Program In December 04. I did not hear from them until March 31 requesting more information which I submitted and believed that all was then taken care of. Wrong! As I stated I had been injured which was another reason for using the Protector Plus Program. I was hospitalized for 21 days during January and february and continually under a Dr's care until January. During this time Bank of America Chargted off the credit card account in May as reflected on my credit report and obviously sold their interest to several collection agencies. The last collection agency (Babovitch & Spedale located in Metairie, la) has attempted to obtain a Summary Judgement for approximately $4500 but was denied today in Judge William Bennett's Court today June 22. How can I resolve this matter. I am on fixed income (Social Security) 70 years young and need help.
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