Bank of America is virtually randomly altering the conditions because of its charge card cases. Within the last six months, they decreased my borrowing limit by $3000 without notice. Oddly, they reduce the restriction the moment I pay-down the total amount.
After I called BoA about that, I had been informed they wouldn't boost the borrowing limit. Nevertheless, a senior credit expert along with a boss recommended that I make an application for a guaranteed creditcard to obtain a higher-limit. I requested the guaranteed creditcard online, and was quickly declined. (A card bears no-risk for that lender, because the credit point is guaranteed with a deposit within the quantity of the borrowing limit.)
After I called to ask about this 24 hours later, I had been informed by "George" within the guaranteed creditcard division that you could not need two charge cards with BoA. And so I questioned him just how to resolve my issue. George explained he couldn't resolve it since you will find two individual divisions — one which handles my credit card plus one that handles programs to get a guaranteed creditcard. I requested to consult with somebody who might cope with both divisions; George explained that there is no body, since they're two individual and unrelated products. After I noticed that both problems are associated since my software was refused since I actually have an unsecured creditcard, George stated he was attempting to "teach" me.
After achieving an impasse, I requested to talk to his boss, which is wherever it gets strange. George declined to I would like to keep in touch with a supervisor, stating there is no supervisor. After I questioned if he documented to somebody, he offered me a runaround stating that "all of US operate this division." After 5 minutes of the weird discussion, he ultimately gave me the title Ken Lewis. Lewis may be the Leader and President of Lender of America, incidentally — not really a boss. Lastly, George accepted that there is somebody who published his critiques; but he declined to provide me a title and declined to I would like to talk to this individual.
Has someone else been declined when requesting to consult with a? This discussion was simply weird.
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