Three days ago I get a call from this number 052-480-189. The phone number looked a little strange but I answered it anyway. When I answered it, there was this guy on the phone who I could barley understand. He was telling me there is a lawsuit filled against me for a payday loan I took out 3 YEARS AGO. I found this to be strange since I do not remember taking out a payday loan then. The weird part is I contacted my bank and their records only go back 2 years, so I have no record of a deposit made by these folks. Another strange factor is when i asked for their company information they said they couldn't give it to me, that all the documents were in their legal department. I said i would pay them to get them off my back. They said I owed them $310.00 which is an odd amount, payday loans at $300.00 usually are $390.00 or there about to pay back. I asked them to fax me a document proving I owe this debt and they said they would not. They said once I paid it, I would receive a payment in full letter.
They emailed me a "form" which it was done on a Word document with no company information, no mailing address for them, no phone number nothing. All it said was:
Payment Authorization Form
Date:
I % % authorize ACS, to deduct $% from my Card.
Card Details
Name on Card: _
Card Number:
Expiry Date: % CV2:
Billing Address:
Signature
This copied from my email. EXACTLY!!! As you can see it had the typed in initials of ACS. When I called them to find out what ACS stood for she (the lady on the phone named Ivy) said she didn't know. When I called the "company" of www.cashadvance.com and asked them what loan I had out they said my documents were with the legal department and could not supply me with the information. The website sates "This website does not constitute an offer or solicitation to lend. CashAdvance.com is not a lender and does not make loans or credit decisions. CashAdvance.com provides a matching service only and is not acting as a representative, agent, or correspondent for any service provider or lender. CashAdvance.com does not endorse any particular service provider, lender, nor loan product. You are under no obligation to use CashAdvance.com's service to initiate contact, nor apply for credit or any loan product with any service provider or lender. This service is not available in all States. The States this website services may change from time to time and without notice. All aspects and transactions on this site will be deemed to have taken place in the State of Arizona, regardless of where you may be accessing this site. CashAdvance.com does not guarantee that completing an application form will result in you being matched with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender. You will not be charged any fees to use CashAdvance.com's service.
Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus; Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances."
So they don't even loan money. When I asked them what address they had when I supposedly taken out this loan (since I moved 3 times since 2006) they told me they had: (my current address) well, I've only lived at this current address for 5 months.
I think these people are scamming people. I asked them in a return email: " for legal purposes I need to know the name, address and phone number of the company i will be making a payment to. Again they would not and could not provide me with the information.
0 comments