In short I was sent a flyer about a way I could approch saving my home from forclosure due to the lenders that were involed in preditory lending against my wife and I. I had lost my job in November like so many other people this last couple of years, because I was sold the home and I had a prepayment penalty that would have cost me 16k to refinance our home I could n't. I was told I would get my money back if they could not do anything well I paid for the audit $1600.00 two checks $800.00 each they wouldn't even start doing anything till I paid them the seccond check, I met with these guy's including Phill The owner in an Escondido office. I had told them my case that I had put 30k down on the home and the builder (Maritage Homes) gave me a 25k insentive to use their lender they said I had a great case.
Well they took their time with finishing this audit by the time they got me a Lawyer I was a week or two away from forclosure and running out of options. Well we saw the lawyer he was a jerk to say the least Mark Potter in Vista, CA he tells me he does not usually use those guy's for his audits humm weird I thought the are sending him business it get's worse he try's to get us to do a Bankruptsy, that we had no intrest in, saying it's one of our only options. I said maybe the last worst case senario so we sign a retainer and gave him the check to save the house right, the next day he call's me say's he can't take the case. Somthing about just getting back from a trial and being tired yada yada not proffessional. I called Phill he was upset said the audit was good and we had a case so he gets me another lawyer with more day's going by closing the gap for me to fight this, to put this in perspective I bought the home in 2006 for $535,000 I was paying $3,400 for three years now a home thats was worth $300,000 still beatifull 2650 sf new constuction due to the market crash, I lost over $200k in equity $80 cash I never took money out of my home, when I lost my job I did not want a free ride I was making 100k a year so my unemployment is more thann enough to pay a reuced mortgage one that is woth the home's current value, well that is what I was told I was going to get though this audit and lawsuit. The last lawyer never Answered the Phone or return my call with all other options stripped from me I lost my home.
Moving is expense strorage units and rent is not cheap so I need my Money please help. ANLA told me the check was in the mail I have seen nothing then I call them I can't get through to anyone no returned calls I am ready to go down to their offices but I don't think that using force is a smart way to go please help.
0 comments