ANLA American National Loan Audit - Forensic Loan Audits For Foreclosure Defense In short I was sent a flier about a way I could approach saving my home from foreclosure due to lenders that were involved in predatory lending against my wife and I. I had lost my job in November like so many other people this last couple of years, because I was sold the home and I had a prepayment penalty that would have cost me 16k to refinance our home. San Diego California
In short I was sent a flier about a way I could approach saving my home from foreclosure due to the lenders that were involved in predatory lending against my wife and I. I had lost my job in November like so many other people this last couple of years, because I was sold the home and I had a prepayment penalty that would have cost me 16k to refinance our home I couldn't. I was told I would get my money back if they could not do anything well I paid for the audit $1600.00 two checks $800.00 each they wouldn't even start doing anything till I paid them the second check, I met with these guy's including Phil The owner in an Escondido office. I had told them my case that I had put 30k down on the home and the builder (Maritage Homes) gave me a 25k incentive to use their lender they said I had a great case. Well they took their time with finishing this audit by the time they got me a Lawyer I was a week or two away from foreclosure and running out of options. Well we saw the lawyer he was a jerk to say the least Mark Potter in Vista, CA he tells me he does not usually use those guy's for his audits humm weird I thought the are sending him business it get's worse he try's to get us to do a Bankruptcy, that we had no interest in, saying it's one of our only options. I said maybe the last worst case scenario so we sign a retainer and gave him the check to save the house right, the next day he call's me say's he can't take the case. Something about just getting back from a trial and being tired yada yada not professional. I called Phil he was upset said the audit was good and we had a case so he gets me another lawyer with more day's going by closing the gap for me to fight this, to put this in perspective I bought the home in 2006 for $535,000 I was paying $3,400 for three years now a home that's was worth $300,000 still beautiful 2650 sf new construction due to the market crash, I lost over $200k in equity $80 cash I never took money out of my home, when I lost my job I did not want a free ride I was making 100k a year so my unemployment is more than enough to pay a reduced mortgage one that is worth the home's current value, well that is what I was told I was going to get though this audit and lawsuit. The last lawyer never Answered the Phone or return my call with all other options stripped from me I lost my home. Moving is expense storage units and rent is not cheap so I need my Money please help. ANLA told me the check was in the mail I have seen nothing then I call them I can't get through to anyone no returned calls I am ready to go down to their offices but I don't think that using force is a smart way to go please help. Andy Temecula, California
U.S.A.
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