Im having the same problem!
The IRS says that I will be getting my direct deposit on the 30th that if it doesn't arrive in my account by Febuary 4th to call the bank or call IRS!
Its the 28th, So i have to wait till Friday... Thats Cool!
And the SBBT Website is telling my that:
Your application for a Refund Anticipation Loan was denied by Santa Barbara Bank & Trust (SBBT) on 1/28
Santa Barbara Bank & Trust (SBBT) will continue to process your income tax refund as originally agreed. When and if SBBT receives your federal or state income tax refund, SBBT will deduct all authorized fees and the balance of your refund will be disbursed to you via the original method chosen when you filed your tax return.
Income Tax Refund Status
The IRS issues refund deposits each Friday, so your delayed deposit may not arrive until the following Friday. You may visit www.irs. Gov to check the status of your refund.
The IRS did not deposit funds to your account as originally expected. The IRS usually makes refund deposits within 9 to 16 days, but your deposit was not received within that period of time. At times the IRS will delay a refund deposit by one week, so you may check back at this site seven days from now. If no deposit is made by then, you should contact the IRS. For more information on the status of your refund, we recommend you visit the IRS website at www.irs. Gov and select the "Where's My Refund?" link. Thank you.
Loan Denial Reason (s)
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