We just refinanced with Wachovia. Offer was for 20 year fixed-rate at 4.875%, with Wachovia providing $2094.00 at final. Coping with individual NC, informed she'd contact me with HUD data. Never did. Visited final and Wachovia decreased their credit to $1256.00. I named the Wachovia repetition I had been coping with (immediately in the desk at final!) and she said she did not understand why the credit was decreased and stated she'd call-back. After five minutes, she calls and claims "Oh, your evaluation was less than your estimation." Three months before she explained which was no problem since our collateral in the home was ample to prevent PMI. Not once mentioning, or did I sign something that this quantity might be decreased anytime. Anyhow, watch out for Wachovia mortgages! Sadly, I've been a person with Wachovia (started with Main Fidelity) for more than 25 years, and today I'll shut all my balances at that lender. Could it be a question they were heading under until Wells Fargo bailed them out?
Okay, Wachovia, I I am getting my 80 grand in a variety of accts out-of Wachovia, and hope to lord you promote my mortgage.
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