Our mortgage was sold to Fairbanks Capital Corp.in December. We are currently paid up to date with our payments. We are going through a bankruptcy right now, but we keep our payments current, so we can keep our home. Reason in Bankruptcy? You may figure it out if you read on
February 21, we receive a letter from the lawyers of this Fairbanks capital, and they want to foreclose on our home. How can they do this? They put down a bunch of lies in their petition, and whats strange is the lawyers Federman and Phelan, also did a petition exactly the same on our old home, that was truly in default, cause we were supposed to sell it. Funny, how two motions looked alike, on two totally different homes. The mortgage broker Jim Jennings of Allied Mortgage in Pittsburgh, also made false promises.
1. He told us we would have a low interest on this home, but it is 10.25.2. He promise that other home to sell, and told us not to pay our mortgage. We fell for it on the old home, but the one we live in, we kept paying mortgage, cause we didnt want to lose it. Now we are getting told by Fairbanks, that we are in default, when we have proof we have been paying our mortgage. Also they came up with some outrageous total of 3252.00, saying we owe that, Our mortgage payments are $791.36 a month.
It is not fair that they hurt families like this. We have 8 children to support and need this home. Where can we go, or turn to, if even the lawyers are screwing everybody off? Who can we trust anymore? I wish I could just come up with the whole loan amount, but I'm sure they will still say I owe more. What can we do? Where are our rights? I am not going to lose something we put our heart into fixing up, just so a bank can try to profit on it. What are they really gaining anyway? It was intended that mortgage companies were there to help us. What Happened? Its not that way, and they will not get away with this. Please if anyone can help!
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