I have 5 credit cards 3 are mine and 2 my husbands. Our accounts have been charged over the limit fees after they added the annual fees. I been paying the minimum payment they requested and they still are charging my accounts the over the limit fee. I don't understand if I am paying the amount they requested as minimum how they would are can charge my account over the limit fees.
When I phone them they hung up on me and then phone back again after saying I will cancel my cards they stated that won't stop the unfair over the limit fees. Am I reading the HR bill 5422 wrong after you cancel your credit card can they charge your account over the limit fees still?
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