Within the first year all my payments were on time. We had a hardship in our family last year had to pay funeral expense. It was an imediatte family member. After that my payments started to be late and thats when is all started. We had reps calling at work multiple times a week. Almost daily on a cell phone. Finally had to get rid of cell phone. They still call at work. Will not give them home number because the are rude. Then my escrow went up at least that is what they told me. About $100.00 increase. I didn't recieve a notice about the increase until i called them to make a payment and i noticed the amount had gone up. Then a few weeks later here cam the notice. I had repeatedly called for a payment book never recieved it.
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