I can't believe that I've had overdraft almost every Wednesday! I usually getting my paycheck from work every friday and went to Bank of America to deposit it. I have receipt said it will be avil balance by Tuesday which is ok with me. On Tuesday morning I purchased gas, breakfast then afternoon for lunch that's 3 purchase. Wednesday, found out I have 3 time overdrafts I called bank of american to find out why they said my deposit is not avil balance till 5pm Tuesday evening. Oh please... So I learned my lesson and will waiting till Tuesday 5pm.
Second time I deposit it in account... Did wait till after 5pm on Tuesday so I purchase gas, breakfast and items I need for home. Found out I got 4 overdraft on Wednesday. I called bank to find out they said deposit is not avil balance till 7pm Tuesday. I was pretty much pissed off.
Third time I deposit Friday, did wait till Tuesday after 7pm... I've got 3 overdraft again... Bank said balance avil is not clear till Tuesday 9:16pm.
Fourth time... I deposit it on Friday... And went home to check online... Been check online with refresh every hour after 5pm... It was not balance avil till 2:01am Wednesday early morning... I can't believe it how they trying to tricky me to get me overdrafts!!! That's no overdraft for me on the 4th time try.
On 5th time... Depoist it on Friday and I don't purchase anything till Wednesday morning 7am it'll be clear my paycheck. I purchase 5 time... Found out they overdraft me 4 time because deposit was not clear till Wednesday 5pm but when I deposited Friday, it is supposed to be in balance by Tuesday... So they won't refund all of overdraft. I asked why don't it show me time of the day and they said they can't do it for a natural reason.
Bank of America threat me they will report to credit and told me I will not open other checking account with any of bank if I close this Bank of America. They threat me.
Bank of america is a scam!
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