I cant believe that Ive had overdraft almost every Wednesday! I usually getting my paycheck from work every friday and went to bank of america to depoist it. I have recpit said it will be avil balace by Tuesday whcih is ok with me. On Tuesday morning i purchased gas, breakfast then afternoon for lunch thats 3 purchase. Wednesday, found out I have 3 time overdrafts I called bank of american to find out why they said my depoist is not avil balance till 5pm Tuesday evening. Oh please... So I learned my lesson and will waiting till Tuesday 5pm.
Second time i depoist it in account... Did wait till after 5pm on Tuesday so I purchase gas, breakfast and items I need for home. Found out I got 4 overdraft on Wednesday. I called bank to find out they said deposit is not avil balance till 7pm Tuesday. I was pretty much pissed off.
Third time I depoist Friday, did wait till Tuesday after 7pm... Ive got 3 overdraft again... Bank said balance avil is not clear till Tuesday 9:16pm.
Fourth time... I depoist it on Friday... And went home to check online... Been check online with refresh every hour after 5pm... It was not balance avil till 2:01am Wednesday early morning... I cant believe it how they trying to tricky me to get me overdrafts!!! Thats no overdraft for me on the 4th time try.
On 5th time... Depoist it on Friday and I dont purchase anything till Wednesday morning 7am itll be clear my paycheck. I purchase 5 time... Found out they overdraft me 4 time because depoist was not clear till Wednesday 5pm but when I depoisted Friday, it is suppoest to be in balance by Tuesday... So they wont refund all of overdraft. I asked why dont it show me time of the day and they said they cant do it for a natural reason.
Bank of America threat me they will report to credit and told me I will not open other checking account with any of bank if I close this bank of america. They threat me.
Bank of america is a scam!
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