It is not hard to believe in thease days of insider trading and unfair business dealings that there is yet another company out their riping off hard working americans. About five years ago I wanted to buy a newer home for myself and my children. Being single and not having the talent, time or money to build I did what I felt was the next best thing. I purchased a new double wide trailer. I wanted to go through my credit union but was told through conseco fiancial service that I would cut a lot of red tape if I went through them. I was a first time home owner and did not know that they deal with high risk loans.
This was the begining of a nightmare that I can not wake up from.in the five years I have owned this home I have had about five late payments. I was serverly injured on the job and have lost my wages due to legal loop holes in the workers comp system. I have tried to work with conseco when my payments were to be late. This was made more difficult due to the rude, unprofessional, and non english speaking people in the customer service dept.
When I have made arrangements with them it has always been honered on or before the date arranged. They usually call me every other day and threaten me with forecloser ect. I had my insurance added into my house payment, I was paying about a 100% over what I am paying by a independant company. Ther company misrepresented them self & we were not getting what we paid for. Our principal has come down only slightly, most of the payment is on intrest even after five years.
There are unexplained charges on my bill. I have tried to clear up several times each time I was promised that it would be looked into and never is. Since then I have found out that this is a common practice with conseco. I want to know if a class action law suite is ever filed or even how to get one started. I can not belive that we do not have any recourse. If nothing else I want to spair people the HELL that I have been through.
Stay away from conseco financial company at all cost. I am praying that we can refinance this home and the land it is on but I do not belive we have enough paid off even after five years of payments. I can not express myself enough. Buyer Bewere! Stay away from Conseco finance!!
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