I'm glad I found the rebuttal to the first individuals report because that shows just how bad the business practices of this company are. There is no reference to any catalogue in the letter I received.instead it reads "You don't have to worry if you have been denied access to a VISA or MasterCard. The UWCS Platinum Card Membership offers may benefits including a LOW, LOW interest rate of 5% APR all because you are PRE-APPROVED." How does that not sound like a credit card offer? This company is about a bogus as it gets!!!
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