After reading other reports I can now see the entire scope of the problem. I also delt with JG Wentworth. I made one call to see what my money is woth. Big mistake, my phone never stoped and the junk mail piled up. I did need money but I regret it every day.
JGW promised me all kinds of money on the phone. I fell for it hook line and sinker. I was dealing with many people over there not just one. One person blamed problems on the other or the insurance company. I went ahead with it anyway as the karrit was in front of my face and I needed the money. Everything was overnighted so I was told. I waited the entire day for the contract that I had to sign for. It never showed. I called and they will get right back to me. The next day my phone rang, it will be here today and a big Im sorry. It did show. I went ahead and did what I had to do and sent it back. Well they said they never got it with FedEx. Bull, I have the confermation that is was signed for by them. My info was lost. My "oh so nice " sales person re-sent it to me and here we went again, never showed etc. Etc...
After the promises of getting money to me in 6 weeks at the latest, my court date came. It was many months later. I have to throw in that I asked who the Lawyer was who was going to represent me and no one could tell me. Also my nice people that I have been talking to have fallen off the face of the earth. Im upset now but I had to go through with it. I told JGW that I may back out. Big mistake as they told me I cant. Then they said I can but it would mess up my regular payments with the Insurance company. They were nice again and I continued. When I continued with this it was out of fear of screwing things up. I am now thinking that JGW would screw up my payments on purpose. I have a house payment and kids, I needed my monthly regular payments.
COURT: I went to court. As Im standing in the hall waiting I called JGW. I asked who the Lawyer was again. They told me the firm name from Rochester (Im in Buffalo) and that they would meet me outside of the court room. I waited Outside of the court room as long as I could. My name was called. I explained to the judge as Im standing there by my self that my Lawyer never came. He said the Lawyer was on the phone and was never suppose to show up. Great!!! I just sat outside, a bundle of nerves waiting and watching for this person that JG had orderd to be in court via phone. Thanks JG.
The Judge approved the deal and off I went. It was over, I can breath WRONG!!! JG said I would have money in 48 hours so I went home and called all of the people I owed money to. My money didnt come in 48 hours. It was about 3-4 weeks later. Now my creadit is ruined. They said it was the courts fault and that they didnt forward the documents after court. They aske me to go down there and straighten this out. I did and the cleark didnt know what I was talking about the papers went out an hour after I was in court. I called the lawyer in Rochester (after JG refused give me the number) and they said they work for JGW at times and they couldnt help me.
I got the big deposit. Everything is over and I can breath, things are back to normal, WRONG!!! I wasnt getting my monthly check. My payments are guarinteed by the 9th of every month with the original ins co. JG told me that wouldnt change, I was big on this because like most people my bills are due on the 1st and I was getting paid by the 9th. Well the 9th came and went and after many calls I got my monthly deposit 9 or so days late. When I was calling JGW every day they promised me it would be there later that day, nope. They said it was the ins co. NOPE, I called the Ins CO and they sent it to JG as they would sent it to me. JGW was lieing again. After going through this for 4 months I had MY Lawyer call them and arangments were made for me to call in every month on the 7th to remind them to deposit my check by the 9th. What a bunch of bull!!!
There is much more to this like, I called the "leagel department" and asked them how I can get out of this and I told them I wasnt happy with JGW. The person on the phone said (and I quote)""" too bad your stuck with us, if you didnt like us then why did you call us, you needed money and we got it for you, too bad!""", I give up. I hung up on her and Im looking into other Companies that can get me away from JG Wentworth.
If your thinking about dealing with JGW my advice is find a diffrent company. You will be kicking your self like many of us are.
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