I have had issues with Equifax over the last couple of years, and getting them straightened out is like pulling teeth.
1. Last year, they reinserted an old state tax lien satisfied in 1997, reporting it as FILED IN 10, satisfied 7/97. They didn't understand what the problem was and it took help from the Recorder's Office to get this off.
2. They consistently report an old paid collection from 2002 as current payment status, 120 days past due.in the comments, it plainly says Paid, zero balance.
3. I recently had a 30 day late that was really not my fault, and the creditor acknowledged that they had not changed my payment account for autopay as I had requested. They removed the late from all three CRAs. Good old Equifax reinserted this 30 day late two days after it was removed. I disputed this online yesterday after confirming that the creditor did not reinsert.
The end-all, be-all of their constant f*@k-ups came today when I did a pull on my CreditSecure and saw that these geniuses did not mark the account as disputed, but instead, MARKED EVERY SINGLE TRADELINE OTHER THAN THE ONE I AM DISPUTING AS "CONSUMER DISPUTES, REINVESTIGATION IN PROGRESS"... This includes my new auto loan that I haven't even made the first payment on, my recently PIF auto loan, both American Express cards, all of my other positive tradelines... Every single thing other than the one I disputed. Now why in the hell would I want to dispute 22 positive tradelines?
I am spitting mad, and can't do a thing until Monday. Of course, if the usual situation occurs, I will be on hold forever, get some rube at a call center in India, who will refuse to transfer me to a supervisor or special handling in the USA.
If I end up losing some positive tradelines (already paid in full and closed), I am going to be beyond furious.
If any of you have had similar issues with these geniuses, I would appreciate any help, advice, contact info, whatever.
It is scary as hell to me that these incompetents have access to any of our financial information. I have them on lockdown (and have for almost a year) because of their incompetence.
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