I think the credit bureaus are "FRAUD". Our life depends on them but they don't listen. Any creditor can say whatever they want. But when the consumer disputes it, all they do is believe the creditor. Even if you send proof. Example. I have a creditor that states I owed a balance that was incorrect. The account was closed by consumer request but they put creditor request. I sent proof of certified mail proving the disputes with the creditor and the credit companies still defended the creditors. The same we have the right to request proof, the credit companies should respect the proof sent by the consumer no matter what the creditor states. It's amazing how they defend the creditor. The creditor has billions of customers and will never look back on a consumer. How can they protect the creditor instead of a consumer fighting for what's correct. The scary part is that our life and progress of purchasing a home or car depends on these reports. The State Statues that defend the consumer should be carried out. If they are in violation, how can we fix the report according. Who can help us without having to pay an attorney fees.
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