In April my old vehicle died, and being in desperate need, I financed an auto through Drive Financial. First; the car lot took the first payment because they said I did not have enough time to get it into the company before it would be due & then they did not send it to the company. Then Drive Financial called & said I had to make one on my cc to get it in in time. I explained to them I had already made the first pmt of $513 to the lot & she actually laughed & said she had heard that a lot from that dealer but they never send the payment in. I contacted the lot numerous times & they refused to discuss it with me even though I had a reciept for the payment. At the time I took the loan, I was General Manager for a hotel & the payment was not a problem. However several months later, I lost my job & have not been able to work due to an illness. I live on a widows pension alone now & tried to keep up with the payments anyway until it became a matter of making the full payment & doing without medication & food or making a partial payment. I was told if I sent in a partial payment in April this year that they would defer the amount I was behind to the end of the loan. They did not. I recieve at least 10 calls a day telling me they are going to reposess if I don't send in the past due amount. This has been going on for over 4 months now. When I callled & aske why the overdue amt wasn't deferred, I was told they do not do that & whoever promised it didn't have the authority to do that. With my illness & thier telephone harrassment, I feel like giving up but I have over $10,000 alreay paid into it & it isn't worth more than $12,000. But because of the high interest (20%) & late fees, I still owe $10,000. They play telephone games by saying my "case" has been assigned to "them" (hwoever the caller is from 1 to 10 or more each day) & if I will send in a certain amount they will defer the overdue charges, etc. I have asked numerous times if they would reduce the payments to about $300 because I am no longer able to work & they tell me they continue to bill me for the full $513 per month. You cannot believe ANYTHING they tell you. I am beyond frustration! I wish someone would file a class action lawsuiit against them like they have similar loan sharks in other states like Illinois. And I wish I had known about this site before I took a loan from them.
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