OCWEN FSB MORTGAGE BANKOCWEN FEDERAL BANK FSB ripoff deceptive company fraudulent ripoff business outlandish ripoff late fees ripoff con-artists took us for all we had Orlando Florida...
In 1996, Berkeley Federal Bank "became" Ocwen Federal bank, and took over our Hud assigned forbearance agreement, without our knowledge or prior notification. Ocwen, at this time, demanded $7,000.00 in escrow delinquency from Hud which we never were informed of, and immediate iniciation of Ocwen enforced hazard insurance, which we never knew had been dropped to begin with. We also received within the same 10 day petriod an on-demand letter of termination of note for the immediate payment of $69,000.00 in interest arrearage.
At this time, they raised our forbearance payments by approx $350.00 per month over 36 months, to pay back this so called escrow debt, which we paid faithfully and on time for the next three years, and at the end of this period we were informed that we had new so called charges of late fees, suspended payments, corporate suspensions, whatever they are, amounting to about another $3, ooo. 00, which Ocwen then incorporated into a "new and improved" sdo called forbearance agreement. (During these time periods, we are receiving monthly registered letters with intent to terminate forbearance agreement, and or foreclose)
This has been going on sincre 1996, to date. We have sent Ocwen copies of all of our cancelled checks to prove we have been paying on time, and supposedly everything was straightened out during a conference call in August, with Bob Hall, Brenda Clum, and Chummy Neil. Well, before the phone ever cooled off, they were back at it adding on charges, late fees, losing payments, not cashing our checks until the next month, holding funds in corporate suspension, and here we are now trying to refinance just to get away from this bank, not to mention tryingto refinance twice before, and being literally laughed at by mortgage experts saying" I have no idea what they"re doing with this mortgage, or why wasn"t it foreclosed on in 1996, we can't help you, sorry"
As of this date, we have been in the process of trying to refinance our existing 10.5% interest 30 year fixed, to a current rate 30 year fixed, and Ocwen has so far varied their buyout figure to the mortgage company by $35,000.00 and still haven't said that would be a firm number. Our credit report by the mortgage company we are trying to obtain states that we have missed our last 9 mortgage payments and owe Ocwen, approx $8,000.00. We have all cancelled checks to prove our payments, but yet this does absolutely nothing as far as a trw or any other credit report. On one hand, we are in the process of refinancing, (Ocwen even sent an appraiser here...), and on the other hand we were told in November by Moss Codilis that we were in foreclosure, even though we paid, and we received our monthly threat that we now owe $64,000.00, plus $8,000 in bogus late fees, and whatever else they call them, we have no idea where the figure came from.
We get billings from palm Beach, Florida, Orlando Florida, New Jersey, and Orlando, California. Each bill has different numbers.
If anyone out there has any means at which to fight for the right of Freedom, Liberty, and the Pursuit of Happiness, when Ocwen FSB is added to the equation, please let us know, we juse e-mailed O'Reilly from Fox
Anyone reading this or has been ripped off by Ocwen, please e-mail O'Reilly from Fox. Maybe Bill can investigate Ocwen's pile of - . After 6 years of this hell, we still can't get through to anyone, and this doesn't even come close to all the issues.
Trapped in Hell
Steve & nora
mastic beach, New York
0 comments