Here is information from one letter that was sent to Everhome - Matter is still not cleared up= Company has sent replies, but with no answers - They state that I am a month behind and still owe them all these past due fees - A couple of the fees they state that I owe are from 2004? Never was I informed until year 2008? This company is completely worthless - There is absolutely no communication going on inside this company - Very poor customer service - I have been yelled at for Everhome loosing my payment - now how is that right - Would like to refinance, but they have screwed my credit so badly I am unable to.
For September your records state payment was applied on a late fee was assessed on 99/17 but no payment was ever applied. Payment was sent from my bank account on 08/22 in the amount of $700.00.
For October your records state payment was applied on 11/14 and then a partial payment on 11/16 a partial payment. Payment was sent from my account on 10/01 in the amount of $964.84.
For November your records state payment was applied on 11/14, Partial payment was applied on 11/16, another payment applied on 11/30. Payment was sent from my account on 10/30 in the amount of 946.84.
For December your records state payment was applied on 12/05/07 and payment applied was applied on 12/31. Payment was sent from my account on 11/27 in the amount of 964.84.
For January your records state payment was applied on 1/2 and on 1/18 payment was sent from my account on 12/27 in the amount of 12/27.
For February your records state payment was applied on 2/08 and 2/11 payment was sent from my account on 1/31 in the amount of 600.00.
For March your records there are no payments applied, payment was sent from my account on 03/06 in the amount of 695.00.
In February my payment should have be for 964.84, but I sent it for 600.00 owing Everhome 364.84.in March my payment should have been for 690.53 leaving a balance of 360.37.
I will be forwarding all the following documentation:
My bank statements showing the payments from my account.
Letters from Everhome Mortgage stating my payment plan.
Letters from Everhome Mortgage stating the loss of payments and misplacing of money.
Due to this unfortunate mishap, my credit reports, from the 3 major credit bureaus, Trans union, Equifax and Experian report numerous 30 day 60 day late payments, which were indeed agreed upon as stated in Everhome Mortgages documentation. All payments were made upon agreement and should be reported in such a way.
I expect for this to be handle immediately and in writing. I dont want no more phone calls from some idiot in your office that doesnt understand or have enough knowledge of this situation.
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