I made the biggest mistake by applying for a Dell Preferred Account and purchasing a laptop and a printer almost 3 years ago. The total price was approximately $1,200. Also, I purchased a couple of cartridges for my printer, in which today I get them refilled in Walgreens and I save over half the price of Dell. I NEVER missed a payment and I am NEVER late. My minimum payment is $40.00. Last month my balance was $1,309.52 and Today, my balance is 1,301.72!!
All I am telling you is stay the hell away from Dell Fiancial Services. You will never own your purchases. This is like a rental company but worse. My computer today is worth $350.00. Every time I call to get my interest rate lowered, I always get a person that cant speak english well telling me is not possible.
Stay away from dell!
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