My husband and I are a young couple trying to get our credit off to a good start. I got on the internet and put in applications to different credit card company's hoping to get somewhere. Several letters and approvals came in for different card the majority of which were for secured cards.
We got a certificate in the mail saying we had been approved for a platinum card with a $5000 credit limit. Unsure about what we might be getting ourselves into we showed the certificate to my husbands father, who had been giving us much advice on getting credit started. He looked over the certificate as well as many other secureed card applications we had recieved in the mail and told us to go with the certificate. So, we wrote the check and sent it off.
Three weeks later we recieved a catalog package in the mail. To our disgust the credit card we had hoped to recieve was in fact a home shopping catalog membership! We can only purcahse from their catalog and online store, although there is no online store that I can find. Take a lesson from me and my husband, have more information before you send off your money. Know what kind of company you're sending money to and exactly what you're getting in return. I may be out $49, but I've learned a valuable lesson I hope no one else has to learn.
Ashley
Bowie, Texas
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