I wrote a check that did not clear (all my own fault) then I lost my job and have no other income right now. TRS called me every other day to ask when I was going to pay (I had arranged small payments with one individual there) and I told them that if they continued to send the check through that I would close the account. They kept running this check through over and over again, I believe they use the law to increase their collection profit by doing this. They state that it is a collection and they will call every 3-5 days, now it is everyday so I sent a certified letter and told them to cease and desist calling me at all because they are abusive, harassing and they make you feel bad (as if we don't already) they also threaten with action. This company needs to follow the law and realize if they keep running up the charges they are only making it more difficult to pay them. They are making a bad situation worse. They took a $45.00 check and have made into a $ 270.00 debt with all of the charges they ran up by continuosly redepositing this check.
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