Going through my bank statement I found a charge for $44.90 from 1st Credit Now. I had no clue what it was. They said that I was making payments to re-establish my credit history. What a scam.
Anyways, the way to cancel your account is to call 800.951.1089. They will try to talk you about of it. Let them make there pre-written pitch (25-30 seconds) then simply say that you would like to cancel. My account was canceled in under a minute. They will give you a confirmation number. Make sure you write this down in case you have a dispute and need the bank on your side.
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