I am a New Jersey homeowner who is investigating Micheal Grande of Emblem Mortgage for fraudulent mortgage practises. It is suspected that he is a bait and switch, not tell you the rate until you are at the closing table loan officer. They are being reported to the New Jersey attorney general as we speak. I would not recommend anyone use this hole in the wall mortgage company. They have like 2 employees, do you really want to trust the most important descision of your life YOUR HOME LOAN, to a company with 2 employees?
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