Agents beware! This agency will rip you off... This agency hires captive agents and also independent agents to sell their life & health products to mainly seniors. As an independent I was paid correct the first year that the part D and medicare advantage products became available in 2006.
When 2007 rolled around I was supposed to get a renewal commission check each month for every policy I sold that was still in force. Well, I got these sporadic checks for amounts that were never correct and hardly ever paid on time. The insurance company's pay American Eagle Consultants, and you get paid from American Eagle because you sign a contract with them and part of that contract states you are signing your commissions over to them. Big mistake, I called and complained and sometimes they would correct their mistake and send me another check for the correct amount.
Well, I was still out selling for them in 2007 and they decided to keep 15% of every policy I sold that year. I was supposed to get the 15% back after 90 days and that never happened. Still haven't been paid the 15%, called about it ten dozen times to no avail, incompetent accounting clerk keeps stating that the money is there, that she is just waiting for Will Smallwood to give the go ahead for her to release it. It has been over a year now and no pay from them. When I try to talk to Will myself, you have to leave a message of course, and he never calls you back.
Now it is 2008 and I am supposed to get a renewal commission on all the policies I sold in 2006 and 2007 that are still in force, right... Wrong... I haven't received a dime since October and still waiting. It simply does no good to call and there are a lot of other agents just like me out here who have not been paid, just scammed... We know who each other are we think there are enough of us to file a class action law suit.
Such a shame when you have earned the commission and you are still servicing these poor seniors, who call you all the time with questions, they don't have a clue you haven't been paid to service them. You are out here trying to sell to make a living and don't really have the time to fight the agency who is ripping you off, that's what Will Smallwood is probably banking on. There are some captive agents still working there that are SCARED to leave because they have signed so many contracts with them and they are new in the insurance business and don't really know what else is out here or what to do, well, they tell us independent agents what is happenning at the agency. I hear Will goes to Florida almost every weekend with his girlfriend, while the agents are looking for the mailman. Shame, shame and he said he was raised a Christian, and went to a Christian school.
The one thing that is wrong, is you never get released from them once you sign a contract with them to sell the products. Will will promise you a release so you can work directly for the insurance companies and get paid directly from them but he never follows through with his promises.
Isn't there a law about a persons right to work in Georgia? I cannot go to work directly for these companies like Humana and Blue Cross Blue Shield because he won't release me, and I am not getting paid from these two companies because he refuses to release my pay.
I made a bad mistake when I got hooked up with this shameless outfit, I did not realize that I was signing my paycheck over to the agency, or I never would have done it. All the other companies I represent I get paid directly from the company and have no problems.
I am owed a lot of money and I deserve to be paid and released from this agency. I have the right to work for anyone I choose, and this agency is holding me back from earning a living, and that should be against the law.
All you agents out here who are being ripped off from American Eagle Consultants and Will Smallwood let's hear you Yell...
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