I am going through the exact same thing. On 06/07 I show a charge of $123 which over a few months cap at $208. Arrow financial now owns the debt and they will not give me any info on why I was charged or why I have never received a statement from WAMU. I called WAMU and they just keep telling me the account is being handled by Arrow. Arrow advised me to file an Identification theft report with my local police department?
My credit score was drastically impacted by this. I wonder how many other people have had the same issue and what they are doing about it.
Very unacceptable business practice. I just checked my annual credit report and there is this providian account with a few hundred dollars with several late payments and the account was closed out by this company and they made it to look like I was deliquent which I wasn't and I was never contacted if I was. Also very fustrating since I have maintained a high credit score for years and to have this happen and bring down my score is UNACCEPTABLE... And something needs to be done. Also, coincidentally, there is a texas address added to my name. I don't live in Texas... But they do. This needs to be reported to FTC.
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