Tracy Ballard is as slick as they come. She charged me $4000 to "totally remove every single delinquency including bankruptcy, foreclosures, charge offs, liens, and late fees on both my wife's and my credit report." I questioned her how that was legally possible and she hinted that she knew some "insiders" at the Credit Bureaus. Right. Like they are going to to a midnight hack into private records for good ol Tracy. I should have had my skull examined, but I got swindled, plain and simple.
Well, all that happened was they made a half baked effort to remove old accounts that had already been paid off an inquiries which drop off automatically form the report. She also told me that this was all I would have to pay. Wrong.
When I told her that nothing had changed with my credit report, she politely informed me that my time was up and I needed to send her another $4000. Wrong! You get a weired feeling when you call them and instead of answering the phone" Success Credit Services" They answer the phone" Hello... CORPORATE OFFICES.." as if they were trying to keep a deliberately low profile. She makes the lecture circuit makes a lot of money selling to folks who are swept up with her glamorous image and her very slick pitch. Stay away, they will do nothing but rip you off. Besides, what they HINT at doing is illegal as hell. I understand that they are being investigated by the CA States Attorney General and I hope like hell they will be shut down and go to damn jail!
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