Complaint / Review
Cross Country Bank AKA Applied Card Systems, INC
Cross Country Bank AKA Applied Card Systems, Applied Card Systems, Ripoff fraudulent billing, untimely billing, and general lying, character attack, harassment, Consumer fraud, rip-off!

I've had a Cross-Country Credit for around annually today, not by-choice, I can't eliminate the damned thing.

I've tried paying down my consideration entirely and getting the consideration shut, but to no avail.

The pay-on-the-internet choice at www.crosscountrybank.com includes a charge of $5 and also you can't anticipatively pay the $5 together with your card amount because of the proven fact that it hats (won't allow you to pay significantly more than) your present due quantity. This setup protects that should you spend-on-the-internet, you'll also have a merchant account with cross-country. Not just that, but with numerous $27 costs, for regardless of the heck they choose, there is a constant can get a declaration for under $50 (along with a $50 declaration from their store is ethical for all those bastards, even although you settled entirely and not utilized the card that month).

The pay-by-telephone method is precisely just like the pay-on-the-internet technique, save for that proven fact that you really need to keep in touch with one of these simple violent, illmannered (err, no-mannered), and overpaid people. This setup also protects that should you spend-on-the-internet, you'll also have a merchant account with cross-country.

Last month (June) my consideration had a stability of $514.99, I delivered a look for the quantity of $516.00. I've only acquired a declaration having a $3.86 fund charge to get a $0.00 cash loan (that we may include, clearly I never created... The way the heck would you create a $0.00 cash loan anyhow?). Therefore based on this declaration, I evidently and based on cross-country bank-only, owe them $2.85.

I'm giving the $2.85 like a cashier's check, and by licensed - return-receipt email using the agreement the consideration be shut, and also the caution that attempted communications by cross-country lender is likely to be documented and drenched later on in planning to get a match. I'm keeping copies of conversation I send, and am totally ready to document costs if necessary.

If anyone learns of the class-action suit against cross-country lender aka utilized card methods, inc — please contact me

Their activities are illegitimate, lewd, impolite, obscene, deceptive, and without recognition plus they ought to be turn off.

Ryan
Presque Isle, Maine