USA Goldline hammered mt phone line for two days while I was at work. When I was at home sick I took the call. They sounded like they had a great service that could help people of bad credit. They had a 2,500.00 credit line to buy online purchases ranging through anything you could get in stores, you could get here on their site.
During the new account setup they asked for my bank info and router number. I gave them this and continued the call. They then gave me their website and said they would need to deduct 250.00 out of my account to set up mine. They also gave me this song and dance of getting this money back in 5x 50.00 money vouchers to be used toward your balance. Earlier in the call I asked if it cost anything to start this account and he said NO (this was the first warning sign).
I then asked after seeing the website while on the phone, if they had a test login so I could see what they had to offer their customers. He said he would have to ask his manager. He came back and said that they did allow this until 3 weeks ago. He then stated that they dont do it anymore for "Security" reasons (this was mistake number 2).
While on the phone I then checked them on consumer complaints and saw a few complaints about un-authorized withdrawls from accounts and how they said no to refunding funds taken without consent. Right before this my wife had gotten on the phone to ask a few question regarding product offers. After this I told my wife to hand me the phone. I told the rep that I was not interested due to a high number of serious complaints. It was funny... Lol, after this he then started speed talking. He was speed talking like the dude 20 years ago doing the Micro Machines commercial. He wouldnot stop so I hung up the call (at no time during the call did I consent to ANY withdrawl).
After the call it hit me that he had me and my wifes account info. I immediatly call Bank of America and had them shut my account down. They said I could come in the next buisness day and they would set me up with a new account and transfer my funds over, locking the funds I have until all of this happens. I feel luckly! Some other are not so lucky with these people. Anyone who considers these people as a way to help your situation please stop. Stop!!! Stop before they get there hands in you cookie jar. If you think it is to late, have your bank protect whats yours.
I have been ripped of so much I vowed to not let it happen again! I care about my money and I care about you guys getting ripped off.
Thanks to consumer complaints and you guys my money was kept safe. Thanks to all of you who posted on these dirtbags!
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