First Capital Consumers Group contacted me on 6/10/02 and offered me a Visa and Mastercard each with a $2500 limit and all I had to do was pay a one-time fee of $199.00 to be deducted from my checking account. The offer sounded really good as I have been through a divorce in the past and have less than perfect credit. The representative I spoke with said her name was Nancy Newman. The rep did not ask for my SS# (which I do not give out over the phone). I agreed to the offer and gave my band routing and account number. I then gaver her a date to take the funds out. They followed this up with a supposed "security" phone call asking routine questions. After the call, I felt uneasy and decided to look them up on the web, only to find the only place are located on the web is on the consumer complaints sites. I immediately phoned my bank and stopped (hopefully) the payment from coming out of my account and then turned around and phone them. I did get an answer to the number that "Ms. Newman" gave me that is supposed to come to her personally. I informed her what I had found out and also told her that I wished to rescind my acceptance of their offer and had already put a stop to it through my bank. She did not deny any of my allegations. I also told her that if they did try to take any funds out of my account that I would take this matter further because I am not one of those people that just chalk it up to being ripped off and stop at that. I did record my conversation with her. I don't know if I have been ripped off yet. From some of the complaints I read about them on here, they may still try. But thank God for this site and I was able to try and stop it. These people need to be put out of business and if I have anything to do with it, they will. DonnaEastaboga, Alabama
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