I obtained an assortment and negotiation notice (s) in the same period from these folks in regards to a week before. The Very First notice mentioned that I owe Verizon $340.00 to get a phone consideration which was reduced and ended in 1999, the 2nd notice obtain in the same period sated they (Afni, inc) is likely to be prepared to be satisfied with $170.00 1 / 2 of the initial quantity. I named Verizon to challenge to see about that alleged debt, however they couldn't provide me-any info simply because they just maintain info for 7 years and older balances 8 years that owe income can be purchased to Afni or additional series companies, my consideration was offered to Afni. I still confused why my consideration was proven as available having a stability. Therefore preceded to get hold of Afni and the repetition was just thinking about gathering the cash and not prepared to hear or assist with my issue, alternatively he began to intimidate me stating when I choose to not spend they'll record your debt towards the credit companies and/or prosecute me. Anyway I began to ask about that collection agency on the internet to see that my situation wasn't alone, based on this web site yet others comprising complains about Afni there's anything really dubious about that collection company, today I actually do possess a pair concerns, based on the law of restrictions in my own condition any for debt regarded Available Balances is three years which means that Verizon had the opportunity to gather this debt in the last period the consideration had any exercise until 2002. Our existing credit or my previous credit history display something regarding this intended debt with Verizon, nevertheless, I did so discover although not paid close focus on the truth that Afni had ask on my credit history in why? I wonder if that's authorized given that they don't provide credit or increase loans. A challenge notice was sent for this collection company but still pending an answer. I'd recommend anybody having this kind of issue to first to not accept spend or negotiate with this specific people except if your debt is legitimate, minute demand a duplicate of the real history in the initial lender and next challenge your debt written down (you'll find more information below http://www.debt-n-credit-letters.com/) wish this aid people experiencing this issue and avoid this collection company.
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