I have been victimized by American Credit Solutions. I received a notice in the mail that I had been approved for a VISA Plantinum Card. They drafted 199.99 dollars out of my checking account.
You are suppose t charge $99 to your Plantinum Merchandise Card, and pay it off with 3 on time monthly payments of $33. The thing is you have to pay 35% down payment and 15% shipping and handling, wich is 50% of the total cost. That means before your items are sent to you, you have to pay $50.00., then in 30 days you will receive a bill for $33.
Then you get your second bill which is only $17.00 because that is all that is still owed on the account. If you don't make the 3 ontime paymetnts of $33 then you don't get a Visa. So really, no noe ever gets a Visa, the only way to be able to make 3 monthly payments is to charge $200.00 to the Platnium cad.
Wanda
Marianna, California
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