This company is an absolute joke.
In October of i spoke to an operator and specifically told her to pay my account in full.
I thought she paid the balance of 800. And change... But you can never seem to understand these operators in India... Apparantly she paid 600.00. I travel during the holidays and started getting phone calls mid November from Aspire visa. I have a Tribute master card
When i call them back and went to their web site and gave them my info, they claimed they had nothing on file with me. So, i forgot it and thought they were calling the wrong number.
They continuied to call me and in January i spoke with someone who informed me i still had a balance with them. I paid the remaining balance. I asked who Aspire was and they said their company. I couldnt pay on time because i didnt know i owed anything (according to them) and yet i'm being reported late on my credit. When i asked them why they dont say they are Tribute, they have no answer.
They have also put on my credit report that i was 3 months late.
This has made my credit report PLUNGE. I was at 620 now i am below 500 just from this account. I want to do a class action with these idiots but don't know how to go about it. Anyone???
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