Obtained refinance of home loan through AMC in Matteson, IL (no longer in business) through Brian. Made everything sound and look good. Said if payments were on time could refinace to lower rate in 6 mon., like they tell everybody! Didn't have enough income to qualify so they falsified and inflated income to get loan "approved."
After 1st month, AMC came up with story about not enough in escrow so raised mortgage payment, which was already struggling to pay. Managed to pay, after six months tried to refinance with them but all of sudden couldn't.
Found out we had a A.R.M.
Mortgage company started sending threatening letters and phone calls. Attempts to make arrangements were denied. Blessed to get certified funds to payoff loan, but company said returned nsf. Impossible, funds backed by U.S. Treasury. After going back and forth with them, they put house in foreclosure. Went to court, pro se, couldn't afford lawyer. Judge did not want to hear our side or see paperwork proving our case, ruled in favor of bank, what a surprise!
Deutsche Bank sold our first family home, we didn't have anywhere to go. Terrance Galloway (said he's bank agent) offered us 1,500 to move in 2 weeks. Didn't accept. Eventually, sheriff came put us out. Legally supposed to have time to get our belongings, but they removed them (about $2,600) without prior knowledge. The whole ordeal has left us emotionally, physically, and financially devastated. We will JOIN anyone who is SEEKING retribution against these snakes. Victims to VICTORIANS!
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